Reader’s Question: I already have my own health insurance policy and will still be active. I am already 65 and I am being forced into Medicare in Baton Rouge. Why is that? Martina Baton Rouge, Louisiana Thanks for that question, Martina. All Americans who are 65 years old or over are eligible for Medicare and [...]

Reader’s Question: I did not understand when my life insurance agent in Baton Rouge, Louisiana talked about term life insurance. What is it? Trent, Baton Rouge, LA The term life insurance that is available in Louisiana and is one of the basic types of life insurance coverage. This is a form of life insurance that [...]

Reader’s Question: I own a small business with 10 employees here in Louisiana. I am trying to device a retention program in the form of health insurance coverage to decrease the termination of my employees. Is there any company that offers small business group health insurance plans? David Metairie, LA Certainly, there are plans for [...]